Wells Fargo Active Cash Credit Card Review : Earn Cash Rewards on Every Purchase, Benefits Explained
Wells Fargo Active Cash Credit Card Review : Earn Cash Rewards on Every Purchase, Benefits Explained
In a market saturated with 2% cash-back cards, the Wells Fargo Active Cash® Card manages to stand out by offering more than just cash rewards. Cardholders can enjoy a 0% introductory APR for 15 months from account opening on both purchases and qualifying balance transfers. This makes it an attractive option for those looking to finance larger purchases or consolidate existing debt. After the introductory period, the variable APR ranges from 19.99% to 29.99%, depending on the applicant's creditworthiness.
One of the most enticing features of the Wells Fargo Active Cash® Card is its straightforward rewards program. Cardholders earn a flat 2% cash back on all purchases, regardless of the category. There are no rotating categories to keep track of or spending caps to worry about. This simplicity makes it an excellent choice for individuals who prefer a hassle-free rewards structure.
Moreover, the card comes with a welcome offer of $200 cash rewards bonus. To qualify for this bonus, new cardholders need to spend $500 on purchases within the first three months of account opening. This incentive provides an excellent boost to the card's overall value.
Additionally, the Wells Fargo Active Cash® Card offers valuable benefits, such as cell phone protection when cardholders pay their monthly cell phone bill with the card. However, it's essential to note that the card charges a foreign transaction fee, making it less suitable for international travel.
In conclusion, the Wells Fargo Active Cash® Card is an attractive option for individuals seeking a simple and rewarding cash-back credit card. With its generous introductory APR offer and competitive rewards program, it can save cardholders money on interest and earn cash rewards on everyday purchases.
Rewards: Earn 2% cash rewards on purchases.
Annual Fee: $0
Welcome Offer: Earn $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
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